Monthly subscriptions

Subscription is available on a monthly basis with no minimum subscription period. The standard monthly subscription fee is $132.00 (including GST), payable by Electronic Funds Transfer (EFT) as an online banking transaction. Upper Quartile may offer special discounted subscription rates from time to time. Subscription fees for individual subscribers are invoiced quarterly in arrears, after the delivery of the report for the months ended March, June, September and December. Fees are payable by the last day of the month following the end of the quarter - namely April, July, October and January.

Special 'introductory' rate

Until 31st December, 2008 all new subscribers (individual) are offered a guaranteed initial subscription rate for the first twelve months of only $ 99.00 (including GST) Click here to register as a subscriber.

Australian Financial Services License Holders - negotiating bulk subscriptions.

Upper Quartile invites AFSL Holders to arrange bulk subscriptions for some or all of their Authorised Representatives. Upper Quartile may also initiate discussions with AFSL Holders and their Authorised Representatives where it believes there is a reasonable likelihood that the AFSL Holder will support the subscription offer and establish a NUG. For bulk subscriptions, AFSL Holders are invoiced directly by Upper Quartile on a monthly basis and pay through Electronic Funds Transfer (EFT) facility.

Non disclosure of rates and subscribers

The choice of which Representatives are to receive the reports is decided at the discretion of the AFSL Holder and Upper Quartile guarantees it will not disclose your subscription list to any third parties. Nor will Upper Quartile disclose any discount rate to any of your Authorised Representatives, irrespective of whether or not they are on your sponsored subscription list. Such a disclosure always remains your sole prerogative and responsibility, as the AFSL Holder. Upper Quartile will not disclose your subscription rate to any other AFSL Holder.

On the basis of direct billing each month, the Administrator of the NUG has full control, at all times, over the list of approved sponsored Users. Our automated process provides for the AFSL Holder to confirm initial registrations lodged as "I am joining a Negotiated User Group already registered with Upper Quartile" is approved by the Administrator of the NUG, before the registration is accepted as valid.

Each AFSL Holder or NUG requires the nomination of a single contact point to which all "sponsored" registrations will be directed, for confirmation and acceptance of the billing responsibility. A unique Upper Quartile Identity NUG code is provided for the Group, to complement the AFSL Holder's ASIC License number. Every Subscriber requesting registration as a Sponsored user must have has their application approved through the Upper Quartile Website, by the Administrator of the NUG, prior to getting access to the research.

Each Licensee has full control, through the Website, of their list of approved Sponsored Users and can review and can amend their list, from time to time.

On the 3rd of each month, Upper Quartile will deliver an EMAIL with a single Invoice attached, listing the current subscribers for whom payment is due by the 20th day of the month. Any changes need to be confirmed no later than 9th of each month. Payment must be received by the 19th of the month, by Electronic Funds Transfer (EFT) or a cleared cheque, for delivery of the report for the current month.

Upper Quartile is a fully electronic Business-2-Business (B2B) facility and all EFT payments must quote the Invoice Number being paid.

When the payment is received, a RECEIPT will be delivered electronically by email. Please print your receipt, for your own records.

The Australian Financial Services License Holder will:

• " make a direct payment by cheque (which must be received by no later than the 19th of the month) and which must be accompanied by a copy of the Invoice, or
• " lodge an electronic funds transfer into the nominated Upper Quartile account, upon receipt of an electronic Tax Invoice, not later than 19th of each month and for not less than the agreed amount. The EFT must quote the Invoice Number, for the B2B automated reconciliation process to validate the payment.

Your successful Electronic Funds Transfer payment will be confirmed by your banking facility and an electronic Upper Quartile receipt will be issued for ALL payments made, by cheque and EFT. Upper Quartile will automatically deliver the current report to valid subscribers. Click here to get Information on Special Rates.

Negotiated User Groups

Upper Quartile invites groups of Authorised Representatives who are actively associated in a financial planning practice,(but who do not hold their own Australian Financial Services License), to discuss bulk subscriptions for all of the Authorised Representatives within the User Group, on a bulk user discount rate. Practice principals are invited to contact Upper Quartile directly to discuss delivery to their group in a similar manner to that available to License Holders.

Negotiated User Groups can also be established with Accountancy practices assisting Trustees of Self Managed Superannuation Funds, Stockbrokers and other small groups of associated professionals who need up-to-date access to good market research on managed funds. Click here to email Upper Quartile's information centre. Click here to email Upper Quartile's Information Centre.

Tax deductions for subscriptions

We expect Upper Quartile subscriptions will be tax deductible. Subscribers must get independent tax advice about their personal circumstances, before claiming the subscription as a deductible expense. We do not give tax advice.

Bank Account security

When subscribing, registration is all done online. Upon registration, you will not need to provide details of the Bank account that you intend to use.

Billing your credit card

Upper Quartile does not automatically debit your Credit Card at any time. Each subscriber or Administrator of a Negotiated User Group makes an active decision and chooses to continue the subscription every quarter or every month, depending upon their subscription type.

Upper Quartile is a fully electronic Business-2-Business (B2B) facility and all EFT payments must quote the Invoice Number being paid.

When the payment is received (either by EFT or Cheque) and is processed, a RECEIPT will be delivered electronically by email. Please print your receipt, for your own records.

In the event that a bulk billing payment is not received on time, between the billing date(3rd) and the due date (19th), Upper Quartile reserves its rights to protect its good name. Upper Quartile has the right to electronically advise all registered sponsored subscribers for the reason for non-delivery and, if deemed appropriate, for the sponsored subscribers to contact their sponsor regarding the availability and continuity of future deliveries.

Bulk billing - cancellation of individual sponsorship

In the event that the service is provided under the Sponsorship of an AFSL Holder or Negotiated User Group, any advice of cancellation of the sponsorship for an individual user will be confirmed by Upper Quartile to both the AFSL Holder or Negotiated User Group and the sponsored user.

The sponsored user will be entitled to receive at least one free report for the month following confirmation of that cancellation, to allow time for personal registration as a subscriber or the substitution of an acceptable new Sponsor. This free subscription period is entirely at the discretion of Upper Quartile and will be assessed when the cancellation advice is processed on line ,by the Sponsor.

Bulk billing - cancellation of group sponsorship

In the event that the service is provided under the Sponsorship of an Australian Financial Services License Holder or Negotiated User Group, any advice of cancellation of the service by that Sponsor will be confirmed by Upper Quartile to both the principal Sponsor and all sponsored users. The sponsored users will be entitled to receive at least one free report for the month following confirmation of that cancellation, to allow time for personal registration as a subscriber or the substitution of an acceptable new Sponsor.

Upper Quartile reserves the right to withdraw this level of sponsorship and service, if, in its view, the process is being abused, corrupted or otherwise not treated with respect by any individual users or groups of users. Upper Quartile's internal review processes will identify such abuses.

Upper Quartile acknowledges that some or all of the data used to generate its reports may have been sourced from FPI Ltd and/or Morningstar.
Please refer to the Conditions of Use statements in this website regarding the use of this data.